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Florida's #1
Trusted Partner For HOA & Condo Funding Solutions

Supporting community associations in meeting Florida’s new compliance and structural integrity requirements.

Backed by

Over $2 Billion Allocated

Let’s Connect

Schedule a consultation

Trusted By Communities Across Florida

Funding Solutions Backed by Experience

Pilot Program Participant
Backed by JPMorgan Chase
Quick Turnaround Process
Pilot Program Participant
Pilot Program Participant
Backed by JPMorgan Chase
Quick Turnaround Process
Backed by JPMorgan Chase
Custom Funding Solutions
Less Restrictive Than Traditional Banks
Easy Qualification Process
Up to 30-Year Financing Options
Custom Funding Solutions
Custom Funding Solutions
Less Restrictive Than Traditional Banks
Easy Qualification Process
Up to 30-Year Financing Options
Less Restrictive Than Traditional Banks

When Banks say No, We say Yes!

Services

We Offer Full Service Financing For All Your Future Renovations

Funding Solutions for Florida HOAs & Condominiums

Funding Solutions for Florida HOAs & Condominiums

Secure the capital your community needs to meet reserve requirements, complete critical repairs, and remain compliant with Florida's evolving condominium regulations.

Construction Services

Construction Services

From restoration projects to major capital improvements, we help communities complete essential repairs with confidence.

Project Management

Project Management

We coordinate every stage of your project to ensure budgets, schedules, contractors, and compliance requirements stay on track.

What we require

Requirements for condominium financing in florida

01
Must have more than 50 units.
02
Must have less than 15% delinquency (negotiable).
03

Budget must be over $300k.

04
Any outstanding loans will need to be re-financed.
05
Must be professionally managed.
06
Must have a SIRS report completed within the last 5 years.
07
Must not have an open protest, lawsuit, dispute or bankruptcy.
08
25 year amortization schedule.
Meet Julio Robaina

Founder & President, JA Group of Florida

Former Florida State Representative & Mayor of South Miami

Julio Robaina founded JA Group with a commitment to helping Florida communities navigate funding, compliance, and capital improvement challenges. Drawing on decades of experience in public service and community leadership, he works closely with HOAs and condominium associations to develop practical solutions that support long-term stability, safety, and growth.

Featured Projects

Community Improvements in Action

Explore photos showcasing completed projects, property enhancements, and community improvements completed with the support of our team and trusted partners.